- Debtnegotiationisbestdescribedastheprocessofdebtsettlement.Peoplethosewhocannotaffordtoadebtconsolidationprogramwillpreferthis.Adebtnegotiationprogramwillbethebestsolutionfortheborrowersthosewhodidnotmakeanypaymentsinthelast3monthsandthisprogramcould...
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- (Ouch!ThisisanotheroneofthoseIwishIdidn'thavetoprepareyoutoanswer.)Well,Ihavea________________________(mortgage/autoloan/chargecardbalance),butmypersonalbalancesheetisdefinitelyintheblack.IdontextendmycreditbeyondwhatIcanaffordtopay....
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- i)Anysettlementsyouachieve,makesureyougettheminwriting.Keepcopiesofallyourcommunicationwithyourcreditorsincludingletters,phonecallsnotes,etcforfuturereference.ii)Negotiatetosettledebtswiththosecreditorswiththelowestbalancefirst.Oncethosedebtsarefully...
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- Inanodtotherisingcostofcollegetuitionandtheburdenofmassivestudentloandebtongraduates,agrowingnumberofuniversitiesaresteppingupwith"no-loan"aidpledges.Morethan50colleges--includingeliteprivateschoolsandflagshipstateuniversitiesinVirginiaandMaryland--h...
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